EU plans second trial of uniform digital wallet for IDs and payments
The European Union is working on a new digital ID standard to allow citizens of 27 countries to access public and private services under a single online ID.
The EU-wide application would be accessible via biometric scans, such as retina, facial recognition or fingerprint scans. This would allow users to securely store payment information, such as bank cards and credit cards, and official documents such as passports and driver’s licenses.
According to Financial Times, the use of the wallet will not be compulsory at the time of introduction. Nonetheless, those who would choose to use it would benefit from the added layers of convenience and security.
In order to avoid any cross-transfer of sensitive data, EU officials will apply structural separation designed to prevent companies from accessing user data. This would prevent businesses from being able to use a user’s data for marketing purposes.
Currently, officials are meeting to discuss guidelines and standards for deploying the digital wallet, which they hope will be fully functional in about a year.
At present, only 19 countries have started the deployment of digital IDs, and not all IDs are compatible with each other. The countries concerned will have to agree on how to implement the system – and it is the lack of agreement that scuttled the previous “norm”.
Apple is also planning ways to replace passports, driver’s licenses, and other forms of physical identification. The patents have shown that Apple is looking for ways to provide verified claims of user identity.
Apple suggested that there could be more than one way to present an ID on demand. For example: in the future, a user will be able to display a driver’s license on their iPhone screen while their phone is locked. Patents have also shown plans for potential RFID, NFC, Bluetooth, or Wi-Fi Aware methods to transmit identity verification information.
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